http://www.straitstimes.com/opinion/lifting-families-out-of-poverty-ease-stress-of-day-to-day-survival-so-poor-can-plan-a-better

“While some may take a deterministic view, thinking that people become poor because they have such innate traits, recent research suggests otherwise: that it is the state of poverty, and the stress that comes with it, that pushes very poor people to make bad decisions.”

Students will understand this – cramming damn hard for some 10% assignment due the next day when at the week’s end you have a 25, 30, 40% assignment that you’re direly unprepared for. Clarity of thought is as much a luxury as it is a skill.

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